P H O Z R N W X B Z F F Z B J A B R Y V T B Q M F X B U D A S T W V DV T A I D R J H U I W O F M O K H V P J S P K O G C P N L H L C U F AD W P Q Y G M K Q R G E Q A H U T L J N G H V H P B W R L E V H F L IU J A K C Z H O P X S Z G F M K U N Y U N X K P X M I T X W E G I B VD R V G O H E P Q X X G R D V I I S C V J H P M O Y L Z B P Q E P T IP B X M L V T E X I C F B T T P A K V L E F E P P I R D W C Z D G C K

Developing and maintaining enterprise-grade full-stack banking applications used across ICICI Bank.

• Building and enhancing Java-based full-stack applications, contributing to backend services, business logic, and frontend features for internal banking platforms
• Participating in feature development, bug fixing, and application maintenance to improve performance, reliability, and user experience across ICICI Bank applications

Contributed to credit risk analytics by developing predictive models and generating insights for loan default risk.

• Built a Logistic Regression model to estimate Probability of Default (PD) for home loans within the Basel II framework, achieving an ROC-AUC of 0.86 and a KS statistic of 4.22
• Conducted comprehensive model validation (ROC-AUC, KS, calibration), ensuring alignment with regulatory and business standards
• Translated findings into clear recommendations, enabling credit risk teams to enhance loan approval decision-making

Supported operational and logistics decisions through data analysis and visualization.

• Analyzed large-scale shipping and geological datasets using SQL and QGIS, improving reporting accuracy and efficiency
• Delivered analytical dashboards and insights to management, enhancing logistics decision-making